Managing Money During Retirement
Defined Withdrawals
 A strategy for steady, dependable, and long-term investment income.

A Nightmare On Wall Street  For PowerPoint 2003 and higher

This free presentation steps through a relatively difficult investment scenario to demonstrate the process of managing investments for income during challenging times.  The example was created using the free Investment Income Simulator.

If you have PowerPoint:

Right click on the file below and select "Save Target As" to download the presentation.

A Nightmare On Wall Street.pps

(2.6 Mbytes)


If you do not have PowerPoint:

Right click on the file below and select "Save Target As" to download a zip file that includes both the presentation and the free PowerPoint viewer.  After the file has been downloaded, unzip (extract) the contents and then launch the file called "play.bat".

A Nightmare On Wall

(4.7 Mbytes)











Creating an income ladder using ordinary bank certificates of deposit is not difficult.  In fact the free online calculator at makes it easy.  CLICK HERE  

Free Book Download
This book explains how to use the ISG software, but it is much more than a software manual.  It is a comprehensive guide to managing investment and retirement income.  Learn about different investment income strategies, dollar-price erosion, income ladders, the new role that diversification plays when investing for income, the important difference between investing in bonds vs. bond funds, trend-line analysis, etc. CLICK HERE

Free Investment Income Simulator
In real life there are no do-overs, but with the Investment Income Simulator you can practice managing investments for income.  If you run out of money, click the repeat button and try a new strategy! CLICK HERE

Retirement Income Software
The unique ISG software is designed specifically for developing sophisticated retirement income plans using the Defined Withdrawals strategy. CLICK HERE 


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